It is a well-known fact that veterans enjoy financial assistance for education and healthcare through the Department of Veterans Affairs. However, these are not the only benefits they are entitled to. Veterans can also opt for other programs to save money and maintain an ideal lifestyle. Sadly, not many are up to date with these additional perks, causing them to miss out. Here are some of the lesser-known veteran benefits to consider. Long-term health care Long-term care can be pretty expensive. Still, many only save for it once it becomes a total necessity. While most veterans understand the basic health care they are entitled to, long-term care assistance is a lesser-known but equally crucial benefit they can access. Several programs help veterans lower their overall expenditure whenever they need continuous support. Some long-term care services offered by the Department of Veterans Affairs (VA) include the following: Home health care and adult day care:  The VA provides home health services to veterans who want to stay home while recovering. These services include nursing care, physical therapy, and assistance with daily tasks like bathing, dressing, and meal preparations. In addition, veterans have access to adult day healthcare services if they require care only during the day. These services include assistance with social activities, companionship, and essential health services. Respite care: Looking after a loved one can be rewarding yet overwhelming. If a veteran’s caregiver needs temporary breaks, they can seek the VA’s respite care services. These services are available at home, local VA community living centers, and adult day healthcare centers. Hospice care:  The VA provides hospice care services to veterans with terminal health conditions. These services focus on pain management, emotional support, and assistance to enhance the quality of life. Nursing home care:  VA nursing homes and state veterans homes look after veterans with complex healthcare requirements.

One of the most important considerations to make while creating travel plans is picking the right hotel for your stay. Cramped hotel rooms, undesirable locations, and bad views are some of the factors that could make your trip miserable. Even if booking a room is an easy process, there are still many factors to consider. Some of the common mistakes that might ruin a person’s travel experience are listed below. Non-refundable hotel reservations Hotels with non-refundable options are frequently less expensive than those with refundable costs. While it may appear that you are saving enough money for the vacation by considering a low-cost hotel room, the hotelier benefits because it ensures the room won’t be vacant. Nobody will want the trip they have been planning to get delayed, canceled, or in any other way interfered with. But one cannot deny the possibility of last-minute cancellations of travel plans due to any issue. Therefore, carefully understand the hotel’s cancellation policy while booking a reservation. It is advised to book refundable stays in anticipation of the worst. Many of the hotels in Vegas offer refundable bookings, so if you plan to stay in Nevada, you can consider those hotels. Not using a credit card While bank transfers and debit cards are acceptable options, credit cards may offer multiple advantages when making travel arrangements. Although the offers vary from card to card, many credit cards provide fantastic discounts you may take advantage of while making hotel reservations. For several reasons, booking a hotel room with a debit card is not a good idea. Many of us may not have enough cash in our accounts to cover the cost of the hotel, taxes, and the incidental temporary deposit; in such cases, credit card payment is the safe option. It might save you from high travel costs in several ways, like getting discounts or even free services.

Cyber Monday is a fantastic opportunity to grab dreamy deals that can be easy prey to fall for during the holiday shopping season. Fortunately, you can avoid this possibility with adequate foresight and planning by recognizing the pitfalls that may occur on Cyber Monday. Avoiding these traps will let you take advantage of the most incredible discounts wisely. So, make the most of the Cyber Monday 2022 sale by avoiding these major holiday shopping gaffes. Being unprepared Making a shopping list without planning is never a smart idea, but it is perilous on Cyber Monday. You will be bombarded with emails, web ads, and social media posts touting the day’s incredible deals. Online businesses will use their most aggressive marketing tactics, including tremendous discounts and “can’t miss” specials, to attract and sway you. This makes it easy to make unnecessary purchases. So, list the products you require or individuals you need to buy gifts for. And once you’re done, check off your list’s corresponding products or name of individual’s each time you click “Place Order.” Falling for an unrealistic price/deal Just because the sticker price is a steal doesn’t imply you’re getting a good bargain. Check product reviews and make educated guesses about whether products with alluring prices are essential. Consider this: you buy an electronic item because of its low pricing compared to similar items in the category. Still, if it breaks within a year or has severe performance difficulties, was that even a good deal? There are plenty of discounts during Black Friday and Cyber Monday, and spending extra for quality will only benefit you in the long run. Waiting for eons In some years, prices fall as the season progresses. In others, this does not occur, and you may pay more as inventory runs low. Though it’s nice to fetch the most outstanding deal possible (for yourself or as a gift), is it better to research and get it at a reasonable price.

In this digital era wherein technology and the internet steer sectors forward, people often require various computer software. Time and again, such software come at exorbitant rates, which is one reason why most customers wait for events like Black Friday to buy them at reasonable rates. This way, customers can single out their preferences according to their requirements. Let’s look at some of the expected deals on software this Black Friday. CallHippo CallHippo is a business phone system that functions on cloud computing. This software will let businesses make and receive calls with customers globally. By letting enterprises acquire instant local support numbers from across the globe and allowing them to institute a flexible phone connection at places having stable internet connectivity, CallHippo advocates sidestepping the complexity of setting up a support center. You can expect this software to be up for sale this Black Friday at a reasonable discount. Document360 Document360 is a SaaS platform that helps enterprises build an online base for self-service knowledge catering to their customers. There is a probability that this documentation tool will have a 20% reduction in price on Black Friday this year. Norton Anti-Virus Malware and viruses are perhaps the greatest of threats that people confront in this digital era. Seldom do people realize that when they click on unknown links, viruses enter their computer and pose severe risks to its functioning. Norton Anti-Virus is a computer software that can save your PC from unwanted malware. This Black Friday, avail of this software at more than 60% discount. Rosetta Stone If you are a globetrotter who loves learning new languages on your journey, then Rosetta Stone might benefit you. Moreover, if you want unlimited access to all features of a language learning platform, then this is the software you must buy. You are likely to get it at a pocket-friendly price during the holiday sales.

Flying is one of the best ways to travel. Considering that airline companies take care to offer the best rates, premium upgrades, comfortable ambiance, luxurious seating, etc., inside the flight, flying makes journeys easier too. But there are a host of rules you should follow when traveling or booking tickets. The average traveler can find all this a bit too complicated. So, here are eight airplane hacks that can make flying a hassle-free experience: Setup price alerts on your phone  Being aware of the best price deals every time is a good idea if you’re a regular traveler. Moreover, you can get interesting price alerts on your phone. Price fluctuations are a constant feature in the airline industry. But how can you keep a tab on the changes to make the most of it? You can use certain travel apps and install them on your mobile, like Google Flights, to stay updated. With one or two of these apps, you will certainly never miss getting the best price deals and cheap price alerts. Stay flexible You must stay flexible with the destination and the dates of your journey. Use apps or sites like Skyscanner that do most of your legwork showing destinations with the best deals over a period. So, it makes it easier for you to choose from different travel destinations at the most cost-effective rates. For many people, being flexible with dates can be a big limitation. So, in a set period, look at different choices of destination. This way, you can cover more places on the planet and fill up your bucket list. Book on Tuesdays, Wednesdays, and Saturdays  This top hack is shared by regular travelers. Tuesdays, Wednesdays, and Saturdays are typically less busy. No points for guessing – the prices on these days are typically lower than the other days.

People work hard for years on end to put together whatever savings they have. Losing this small safety net to scammers can put a dent in the person’s current quality of life and change their goals and plans. Therefore, staying updated about how fraudsters manipulate and scam people is vital. This information will help individuals stay safe from scammers and make informed choices regarding their banking habits. Here are a few banking scams to know about: 1. Phishing attacks Phishing experts impersonate people to extract money. They use emails and texts to pretend to be someone from an organization their target is aware of. This includes the bank, merchants, or some other service provider trying to verify the existing account. This is just an attempt to get the individual to share their bank details, social security number, or other personal details. Adhere to caution when dealing with links and one-time passwords. Avoid opening any unsolicited links or other communication. Try to verify the email address or phone number before proceeding with any dealings or information-sharing process. If none of that works, try to contact the bank from which the text has been received. 2. Check fraud Scammers can call or email individuals to tell them they have accidentally sent them a huge amount of money. These scammers then ask these individuals to request that their money be returned. One needs to be vigilant about who they are sharing sensitive data with. Letting go of this information can prove to be harmful to one’s financial state. Returning the money that hasn’t been received can cause the person to suffer financial loss. Aside from this, it can also mean sharing personal bank account details with a stranger, who may or may not be able to wipe out this account. For starters, individuals should not be sending back any money without checking with their banks first.

The laptop is a must-have device for everyone in this fast-paced digital world. be it for play, leisure, or professional use, you cannot do without this portable computer. However, the market has so many models and brands that you will have quite a hard time making the right choice. So, how does one choose the perfect laptop? We’ve made the job earlier shortlisting our top picks that cater to users of all types. Apple MacBook Air 2022 This general-use laptop is perfect if you are an ardent MacBook lover or just prefer iOS over Windows. The design is ultraportable because of its weight, which is less than three pounds. However, that does not affect its battery-life enhancements as this super-slim aluminum structure contains Apple’s M2 chip within itself. The hardware is also noteworthy, with a solid trackpad and keyboard, a screen having a 13-inch Retina display, and a secure and seamless touch ID. Lenovo IdeaPad 3 14 A list of best laptops would be incomplete without mentioning Lenovo laptops. If your budget is not up to the mark, but you still want a well-equipped, fast-performing laptop with a solid appearance, this Lenovo model is the answer. No other laptop can offer you features like USB-C ports, fast speeds, a seamless keyboard with a fingerprint scanner, and a long battery life for less than $1000. But, Lenovo IdeaPad 3 14 does so without compromising on the device’s body, which is compact and solid. Microsoft Surface Pro 8 If you want the advantages of both tablets and laptops, look no further than the Microsoft laptops, specifically the Surface Book series. They may be detachable to serve as tablets, but that doesn’t compromise their qualities as laptops. They are powerful and stylish. The Surface Pro 8, in particular, is noted for being an upgraded version of this already popular 2-in-1 laptop series.

In this digital era, laptops are considered alternatives to computers in most sectors. Today, laptops are widely used for official and personal purposes like gaming, entertainment, and maintaining confidential data. However, unbeknownst to many, there are some less-tried, innovative ways in which your laptop helps you complete routine tasks and enhance daily productivity. Check out a few features below so that you can make the best use of your laptop. Multiple desktops Setting up multiple desktops on one system enables users to multitask efficiently, particularly on busy workdays. Select the “New Desktop” option in Task View on the taskbar to enable multiple desktops. This feature activates several desktops and allows for performing multiple tasks simultaneously. Microsoft Wildcards If you use Microsoft Word often, Wildcards is your best bet to make your work processes incredibly efficient. Wildcards enable you to find and replace specific word instances and increase productivity to a great extent. You may activate Wildcards on MS Word by opening advanced find and replace and checking the box against “Use Wildcards.” You can create wildcard strings and search through even the lengthiest documents effortlessly. For example, the string “ba*” finds all words beginning with “ba,” such as “bat,” “bakery,” and “bassinet.” Keyboard shortcuts Keyboard shortcuts are your go-to solutions on those hectic days when you need to work at lightning speed to meet tight deadlines. Although you may be aware of keyboard shortcuts in general, there are always more advanced shortcuts to master — these shortcuts are engaging, fun to learn, and will most likely become your saviors over time! Game streaming If you are a game connoisseur, your best bet is to stream your games from your Sony or Microsoft console on the same network. For instance, Xbox One S and X owners must have the Xbox app installed, while PS4 and PS5 users can install PS Remote Play to facilitate game streaming.

Multiple sclerosis is an autoimmune condition where the immune system mistakenly attacks myelin, the protective cover of the nerves. While scientists do not exactly know what causes this disorder, it is often attributed to genetic and environmental factors. Doctor-recommended treatments help control symptoms like vision loss, impaired coordination, and fatigue, but patients must also watch what they eat. Certain foods could trigger the condition or worsen symptoms and should be avoided. Saturated fats Foods with saturated fats are said to impact neurological health in the long run. They are often linked to inflammation and high levels of bad cholesterol, which increases the risk of heart attack and stroke. Since people with multiple sclerosis already have a higher risk of cardiovascular problems than others, they should avoid saturated fat as much as possible. This includes unhealthy fats like coconut oil, full-fat dairy, palm oil, and red meat. Instead, one should choose a low-fat nutrition plan to manage the symptoms. Sugar An excessive amount of sugar is linked to diabetes, kidney damage, rapid heartbeat, vision problems, and more. It may also contribute to nerve damage, which is already a problem in multiple sclerosis. Excess sugar may cause frequent blood sugar fluctuations, contributing to fatigue, especially in patients with this neurological condition. The fatigue may worsen when one does not exercise. So, patients must think twice before reaching for that bar of chocolate, sports drink, or even breakfast muesli. Cow’s milk Cow’s milk is one of the most important things to avoid with this disorder as it is high in saturated fats. It stimulates the body’s immune cells, which may lead to lesions or scars in the nervous system. Specific proteins in milk are said to trigger autoimmune reactions, especially in people with multiple sclerosis. It may also lead to inflammation and gastrointestinal problems, such as flatulence, gas, and bloating.

With advancing technology, the market frequently witnesses the launch of new gadgets that make our life easier. A tablet is one such invention that is slowly becoming irreplaceable. It’s bigger than a smartphone and lighter than a laptop, with immense power and portability. But if you’ve been using it only for surfing the web, watching movies, or emails, you perhaps haven’t realized its full potential! Here are five innovative ways to use your tablet computer. Digital picture frame Photo frames serve as an excellent tool for home décor. Most homes have picture frames hung on the walls or placed nicely on the living room table to draw attention. But did you know that you can use your iPad as a digital photo frame? All you have to do is transfer your favorite images onto it and place the device on a shelf. Then watch the colorful pictures as they change, reminding you of all those beautiful moments. But you wouldn’t want to block a brand new tab just for displaying photos; consider an older one for this purpose! Car dashboard If you have a car without a smart infotainment system, this tip is for you. Go ahead and install your tab on your vehicle’s dashboard. It has everything: navigation, music, videos, news, and anything you would like when on a long trip. With the latest technological advances, it even responds to voice commands! In addition, you can stay connected with your loved ones without using a cell phone. So, put your tablet to use on your next road journey with your family or friends. Bringing art to life If you want to conserve the planet by saving paper, here comes another intelligent tip. Get a tablet computer, install a few apps, and start mixing colors digitally to create art. You no longer need pencils and paper for sketching.

As the Black Friday sale inches closer, fashion enthusiasts eagerly await deals on their favorite handbags. While it is still too early to know the handbag deals this year’s Black Friday will bring, one can get an idea about it by looking at the handbag deals from last year. These deals, featuring shoulder bags, tote bags, and crossbody bags from renowned brands, are a testament to the incredible savings and styles that Black Friday offers. Deals on tote bags Tote bags are popular for the amount of storage space they offer. These bags are also convenient, making them ideal for work, travel, shopping, or leisure. Last Black Friday brought fantastic deals on tote bags from top brands such as Tory Burch, Kate Spade, and Coach. 1. The Robinson Tote Bag from Tory Burch was available on the brand’s website for a discount of around $119. The bag is made of high-quality scratch-resistant leather. Its main compartment can easily fit a 13″ laptop and has multiple storage pockets. 2. The All Day Large Zip-Top Tote Bag from Kate Spade was available on the brand’s website for a discount of about 50%. To get the discount, shoppers had to enter the coupon code ‘BLACKFRIYAY’ at the time of purchase. The bag is made of crossgrain leather; it has a zip-top closure and can fit a 13″ laptop. 3. The Market Tote Bag from Coach was available on the Coach website for a discount of around $196. Made with polished pebble leather, the bag features the iconic Coach turn-lock with a slender strap. 4. The Perry Suede Triple-Compartment Tote Bag from Tory Burch was available for a massive discount of about $318. The bag is made with soft suede and features three compartments, the main one big enough to fit a 13″ laptop.

One of the perks of social media and technology is that they help people stay connected with the world. While that is an advantage, one of the many disadvantages of easy information sharing is an increase in scam schemes, especially charity scams. Scammers capitalize on a donor’s goodwill and try to line their pockets with the donated money. Here are some of the telltale signs of a charity scam that should not be missed. 1. Giving insufficient charity details Every charity organization has its purpose and mission statement ready. These are some basic details an organization is always prepared with. Donors usually look at these mission statements and purposes to determine if there is an alignment in their thoughts and mission. If a charity cannot provide these details, it could be a sign that they are not a legitimate charity. Some of the questions to ask them are mentioned below: Where does the charity work, and where is the headquarters located? How is the donation money used? What is the organization’s tax-exempt number? Does all the money go directly to the program or only some percentage? 2. Pretending to be an employee of a known organization Some scammers will call to thank a donor for a gift they received for a cause of the donor’s choice. Scammers could be using a credible charity’s name that is well known to gain the donor’s trust. Instead of falling prey to it, always ask the caller for the details of the last gift given. These can include the date, the amount given, a form of payment, and for which cause. These details ensure that the person calling is from the charity one donated to last and is not a scammer pretending to be a part of the organization. It is important to keep a tab of all the yearly charity donations for records and tax purposes so one can file them accordingly and claim them.