11 things excluded from Medicare coverage

11 things excluded from Medicare coverage

Medicare is a federal health insurance program for people with certain disabilities and people over 65. Original Medicare has two main parts: Part A, which covers the cost of inpatient services, and Part B, which covers the cost of outpatient services and certain medical equipment. Although the program is meant to ease the financial burden of medical costs on people, it can be quite complex to navigate. This article explores 11 things that are excluded from Medicare coverage. 1. Medically unreasonable services and supplies Any services and supplies deemed unnecessary or unreasonable for diagnosis or treatment are not covered by Medicare. These may include: Services that could have been furnished at a lower-cost setting (such as at a nursing home) Services that exceed Medicare length of stay limitations Excessive therapy or diagnostic procedures Unrelated screenings, tests, examinations, or therapies (that the patient has no symptoms for) Unnecessary services based on patient diagnosis, such as transcendental meditation Exceptions to this rule include Medicare preventive services, transitional care management, chronic care management, and advance care planning. 2. Opticians and eye exams While Medicare covers ophthalmologic expenses (such as cataract surgery), it does not cover the cost of most vision services, including eyeglasses and contact lenses or routine examinations for prescription and fitting. Additionally, Medicare does not cover the cost of eye refractions provided by practitioners. Those looking for vision coverage must consider signing up for Medicare Advantage plans. 3. Dental work Original Medicare and Medigap policies do not cover routine dental services such as the care, treatment, filling, or removal of teeth or the structures supporting the teeth (that is, the periodontium, which includes the gingivae, dentogingival junction, periodontal membrane, cementum, and alveolar bone). However, there are certain exceptions for the same. Medicare may cover some dental services, such as an X-ray required for treatment of a jaw or bone fracture, tooth extraction for radiation treatment, oral or dental examination performed prior to a renal transplant or heart valve replacement, or a dental service performed as an integral part of a treatment.
17 signs of an unstable marriage

17 signs of an unstable marriage

In the journey of marriage, even the strongest bonds encounter challenging terrain. The subtle transition from occasional rough patches to a potentially loveless or unhappy marriage can be an alarming realization for couples. With divorce rates hovering around 50%, it becomes paramount for couples to recognize the subtle signs that their union might be facing trouble. Marriages, while inherently beautiful, can falter, catching partners unaware until the signs become too evident to ignore. Communication breakdown Effective communication is the bedrock of a healthy marriage. When spouses struggle to communicate openly and authentically, a rift may form. This breakdown can manifest as avoidance, stonewalling, or heated arguments, signaling a need for improved communication strategies. Couples may benefit from learning active listening techniques and finding a safe space for open dialogue. Constant criticism Continuous criticism creates an environment of negativity. When one partner feels consistently attacked or belittled, the emotional safety within the marriage erodes. Recognizing this pattern early on allows cultivating a more supportive and encouraging atmosphere. Couples can explore constructive feedback mechanisms and emphasize positive reinforcement. Emotional disconnection Emotional distance can manifest even when couples share physical space. Partners may feel like strangers, and the absence of emotional connection undermines the core of marital resilience. Rebuilding emotional bridges requires vulnerability and open dialogue. Couples can engage in activities that promote emotional connection and seek professional guidance when needed. Escaping to distractions Excessive engagement with external distractions can be a coping mechanism to avoid facing marital issues. Whether through work, social media, or hobbies, this escape might signal a reluctance to address underlying concerns within the marriage. Encouraging open conversations about feelings of avoidance can help unveil deeper issues. Unresolved conflicts Persistent conflicts, when left unaddressed, can morph into deep-seated resentments. Revisiting the same issues without resolution creates a cycle of frustration.
20 Uncomplicated Hacks for Home Improvement

20 Uncomplicated Hacks for Home Improvement

If you’re about to remodel your home, you can find many stylish and functional ideas online. These ideas are easy to apply, irrespective of whether you’re a seasoned DIY enthusiast or someone performing home renovation for the first time. Moreover, they’re budget-friendly, so you wouldn’t have to use up your savings. From quick organization tricks to décor upgrades, here are a few easy hacks for home improvement you can try. Maximize closet space Utilize space-saving organizers, such as hanging shoe racks, cascading hangers, and drawer dividers, to optimize your closet’s storage capacity and keep items easily accessible. You can also install hooks or a pegboard for additional hanging space. Redesign the kitchen cabinets Installing pull-out shelves or lazy Susans inside cabinets will maximize space and improve organization. Similarly, using drawer organizers for cutlery, utensils, and small kitchen tools will keep everything tidy and within reach. You can also label containers or use clear storage bins for better visibility. Create a command center Consider creating a centralized command center near your entryway to keep track of schedules, messages, and keys. This center can have a bulletin board, wall calendar, and hooks for better functionality and organization. If necessary, install a charging station for electronics and a mail sorter to manage incoming correspondence. Revamp your garage storage Transform your cluttered garage into an organized space by installing shelving units, pegboards, and hooks. Utilize overhead storage racks to keep seasonal items or bulky equipment out of the way. Like the kitchen, your garage can have clear storage bins. Declutter with style Home renovation is the best time to declutter your home and remove unnecessary items. Embrace minimalist design principles by donating or selling things you no longer need. Adopting a “less is more” approach will create a clean and visually appealing environment. Install mirrors for illusion Hang mirrors strategically to create an illusion of a larger space and enhance natural light.
11 Signs of Poor Eyesight Due to High Sugar

11 Signs of Poor Eyesight Due to High Sugar

The human eyes are windows to the world, allowing one to witness its beauty and intricacies. But did you know that excessive sugar intake could take a toll on your eyesight? Research suggests that high sugar levels in the body can contribute to various eye health issues. Sugar has become a ubiquitous part of modern meal plans, with its sweet temptations lurking in countless foods and beverages. While the harmful effects of sugar on overall health are well-known, its impact on eyesight is often overlooked. This ignorance makes it all the more important to look into the matter with the severity it deserves. Blurred vision Excessive sugar intake can lead to fluctuations in blood sugar levels, causing the lens in the eye to swell, resulting in blurred vision. It can occur intermittently, especially after eating sugary foods or drinking sweetened beverages. The vision may take some time to return to normal after the sugar levels stabilize. If you notice recurring blurred vision, it is essential to monitor your sugar intake and consult an eye care specialist for a comprehensive evaluation. Increased sensitivity to light High sugar levels can cause the eye’s lens to become more sensitive to light, leading to increased light sensitivity or photophobia. Individuals with poor eyesight due to excessive sugar intake may experience discomfort or pain when exposed to bright light. This sensitivity can be bothersome and affect daily activities, making it necessary to wear sunglasses or seek shade in well-lit environments. Managing sugar intake and protecting your eyes from excessive light exposure can help alleviate this symptom. Eye fatigue Prolonged exposure to high levels of sugar can contribute to eye fatigue or eye strain. Excessive sugar intake can lead to fluctuations in energy levels, resulting in tired, achy eyes. Eye fatigue may be exacerbated by activities that require prolonged focus, such as working on a computer, reading, or driving.
50 Best Cyber Monday Deals to Anticipate in 2023

50 Best Cyber Monday Deals to Anticipate in 2023

As the holiday season approaches, shoppers and bargain hunters gear up for one of the most anticipated shopping events of the year – Cyber Monday. This digital shopping extravaganza follows the traditional Black Friday, offering incredible deals and discounts across various categories. Looking at the previous trends, here are the 50 best Cyber Monday sales one can expect in 2023, categorized to help one make the most of their shopping experience. When does Cyber Monday 2023 commence? Although Cyber Monday officially falls on November 27th, many retailers have launched deals early. As a result, Cyber Monday deals may appear as early as the weekend before the actual date. Additionally, most retailers extend their sales for the entire week of Cyber Monday. Popular Cyber Monday sales categories Gadgets Laptops Cyber Monday sees impressive discounts on various laptops from brands like Apple, Asus, Dell, HP, and Lenovo. The deals on Amazon, Best Buy, Newegg, Walmart, or directly from manufacturers range from $100 to $500 off or more in some cases. For example, last year, Dell had standout deals with up to 50% off on laptops, spanning Chromebooks for daily use, premium XPS models, and high-performance Alienware gaming laptops. One can look for bundles featuring accessories like wireless mice, laptop bags, and software subscriptions. Smartphones The smartphone market is highly competitive, and Cyber Monday sees many brands unveiling attractive discounts, bundle offers, and trade-in deals to entice customers. As 5G technology evolves, deals might be tailored explicitly to 5G-enabled smartphones. Brands like Samsung and OnePlus can provide massive discounts through major retailers like Amazon, Best Buy, and Newegg. iPhones Apple usually doesn’t offer direct discounts during Cyber Monday. Still, the tech giant provides trade-in offers, gift cards, unique financing options on select products, or bundles through authorized retailers and its online store. Tablets and e-readers Tablets and e-readers are expected to remain in demand, especially for remote work and online education.