One of the biggest mistakes people make while purchasing a car is opting out of buying insurance. It’s not just because it is mandatory, but insurance also reduces one’s financial burden, especially in the event of a possible accident. Since buying cars involves hefty investments, finding the correct auto insurance and sidestepping frequent mistakes is crucial. Here’s a list of errors that can be avoided while purchasing auto insurance. Not doing adequate research With the auto insurance market witnessing stiff competition with so many insurance companies selling products with unique propositions, it may be difficult for a potential customer to single out the best possible one for them. You can avoid this dilemma by researching auto insurance properly. You may want to look at the websites of different insurance policies and review their insurance and CIN numbers. Check their social media pages and read customer reviews. Talk to friends and family members and get references for several insurance policies before you narrow down on one. Buying auto insurance in haste Like any other important product, one should never purchase auto insurance in a hurry. To avoid panic buying, you must study the different policies in the market and compare them. Never buy the first policy you see or even the one with the lowest price. It may mean fewer features and poorer coverage. You should not just compare the quotes but also services, coverage, claim settlement, and customer support. Setting your coverage limit too low The primary purpose of auto insurance is to provide financial support during an untoward event. The extent of coverage on your insurance helps you in protecting your vehicle against damages. However, every buyer has unique coverage requirements, which depend on factors like the price of your car, vehicle model and type, and how much you drive.

One of the biggest lapses you can make as a car owner is not getting car insurance. However, it is important to avoid buying the first insurance policy you find. As purchasing a car is a huge decision, you should avoid leaving it unprotected, and getting auto insurance also helps you avoid hefty fines. Before getting the car insured, you should do your research, find the best provider, and avoid the following mistakes.  Not comparing policies You should get quotes for multiple auto insurance policies offered by various providers. If you don’t compare the premium amount and coverage, you might end up getting an expensive policy with inadequate coverage. So, exploring all options is a crucial measure for getting a good deal. It is also important to analyze the benefits and costs and avoid making a decision until you have checked out multiple policies. Not updating the policy One of the most common mistakes car owners make is forgetting to update their auto insurance policy. For instance, if you don’t add your teenage driver to the policy and if your child continues to drive the car, you might have to face legal consequences in the form of penalties or trouble seeking insurance money. So, it is always a good idea to ensure timely updates to the insurance policy. Not knowing the coverage you need Vehicles must have a minimum insurance coverage stipulated by the authorities, but you don’t have to get just the minimum coverage. To get the best coverage, you should consider your unique protection needs, which are influenced by factors like: Price of the vehicle Type and model of the vehicle Regular usage and driver’s experience behind the wheel Weather conditions of the area of residence As full coverage is quite expensive, you should look for providers that offer affordable yet suitable plans.

Apple’s MacBook lineup encompasses various models, including the MacBook Pro, MacBook Mini, 14-inch MacBook, and more, all of which come equipped with a range of impressive hidden features waiting to be explored. From efficient screenshot and screen recording tools to simplified emoji access, these features can enrich the user’s Mac experience and enhance their productivity. Here are seven such hidden features of the MacBook models that users must know about. Screenshots and screen recording Taking screenshots and recording the screen are really useful features that can help users with several tasks. What a lot of people do not know is that MacBook has some hidden keyboard shortcuts that make capturing screenshots fairly easy. Some of these keyboard shortcuts are: CMD+Shift+3 for taking a screenshot of the entire screen CMD+Shift+4 for taking screenshots of a selected area CMD+Shift+5 for opening a dedicated dashboard for screen capture. This dashboard streamlines the process by giving all the essential options for screen capture in a single location. Here, the user can record specific screen sections and customize their screen recording process. Auto-launch programs For a streamlined startup routine on the macOS, one has the option to automate the launch of one’s preferred applications upon logging into the MacBook. This feature extends beyond just apps; it includes the option to open pictures, videos, and all the other items that are available on the ‘Finder’ app. To do this, the user would need to visit Users & Groups in System Preferences. After selecting their username, they can access the ‘Login Items’ tab, and navigate to the ‘Applications’ section. From there, they can then choose the program they wish to automatically launch during the laptop startup, enhancing its efficiency and convenience. Full-screen mode Whether one is using a 15-inch MacBook Air or a 16-inch MacBook, the option to use the entire screen can make a world of difference, especially for artists and those in similar professions.

With increasing sensitivity to allergens and rising pollution levels, air purifiers have become essential appliances. According to Bloomberg, the air purifier market will likely exceed $7 billion by 2032. This is not surprising at all, given how polluted the indoor environment can be, with the principal sources being dust, fires, car emissions, and cooking. Today you can find all kinds of purifiers, so here is all you need to know before buying one:  Top air purifiers Here are some of the best options for your home: Levoit LV-H132 One of the top-rated purifiers, the LV H132 by Levoit, is compact and small, with a capacity for filtering up to 129 square feet. It has a HEPA filter (or high-efficiency particulate air filter) capable of eliminating 99.97% of pollen, dust, odor, smoke, pet dander, and mold spores. It promises an outstanding performance backed by features like a three-stage filtration arrangement consisting of a HEPA filter, an activated carbon filter, and a pre-filter. Additionally, it comes with three fan settings, allowing you to control the purifier’s volume and speed. Furthermore, it is so tiny that you can easily place it on your desk. Levoit VeSync Core 400S Smart air purifier While most top purifiers on this list effectively eliminate pollutants from the air, the VeSync Core 400S by Levoit goes one step further and allows you to check the air quality indoors as well as outdoors. It has a VeSync app that provides real-time data about your home’s air quality, and you can also synchronize the unit with voice assistants. Besides that, it has an Auto Mode that conserves a lot of energy by automatically adjusting the fan speed according to the current air quality. Apart from these high-tech capabilities, the VeSync Core 400S possesses all the necessary features of a purifier, including a HEPA filter, and it can circulate air 5 times per hour with a wide cleaning radius of up to 403 square feet.

Wearable technology is ever-evolving, and the Samsung Galaxy Watch series is amongst the top ones ruling the market. Samsung’s latest additions of the Galaxy Watch 5 and Galaxy Watch 6 have improved the overall smartwatch experience with newly introduced features and functionalities, some of which have remained hidden to users. Here are 15 lesser-known yet highly beneficial Samsung watch hacks that have the potential to revolutionize the way one interacts with one’s smartwatch. Hidden Samsung watch hacks to try 1. Activate hidden “Developer Options” Samsung Galaxy Watch 5 and Galaxy Watch 6 have hidden developer mode that allows users to control a range of systems and parameters. To access this mode, users can navigate to “Settings,” then select “About Watch,” and tap on “Software Version” five times. This action unlocks the “Developer Options” section in Settings, enabling a deeper level of customization and control over various settings, enhancing the overall functionality and user experience of the smartwatch. 2. Adjust watch animation Users can modify the animation speed on their Samsung Watch through the ‘Animator Duration Scale’ in the Developer Options. This setting allows one to make animations appear either faster or slower, according to one’s preference. 3. Transition animation control This setting, found in the hidden developer options, governs the transitions within the smartwatch’s interface. It affects actions like returning to the home screen or switching between app screens. 4. Enhance page switching Through the adjustable ‘Window Animation Scale’ option in the settings, one can alter the speed at which one moves between different pages on one’s watch, providing a more personalized experience for navigation. 5. Stay awake when charging This is another added feature in the newer Galaxy watches. Once activated, the smartwatch screen stays on even when one is charging the device and actively turns it into a desk clock.

One may need money for various reasons, whether it is for funding further education costs, buying a new house, or starting up a new business. A steady income may cover most of one’s regular expenses, but major purchases or emergencies may require one to borrow funds. The banks and federal organizations offer many options for people to borrow money with varying interest rates and repayment schedules. Read on to understand the common types of loans. Personal loans Personal finance is a versatile option that can help fulfill various needs. It can be availed to cover expenses like emergency bills, vacation, medical treatment, relocation to a different city, home renovation, wedding, or buying expensive electronics like tablets, computers, washers, and refrigerators. Usually, the repayment period can range from a few months up to a couple of years and the interest rate can either be fixed or variable, depending on the preference of the borrower. One can apply for personal loans via a bank or an online lender. One can choose between a secured and unsecured personal loan . In case of a secured loan, the borrower needs to provide a collateral that can back it up. This collateral can be any valuable, such as a vehicle, savings account, life insurance policy, or gold, which acts as a type of security for the lender who can claim it if the borrower fails to repay the loan amount. Secured loans are relatively cheaper than unsecured ones as the lender has a collateral backing. Alternatively, unsecured loans don’t need any collateral and are also known as signature loans since the lender does not have any security of the loan except the borrower’s signature. Unsecured loans are more convenient and quicker than secured ones, but they also tend to be costlier or have higher interest rates.

Ensuring the optimum safety of a home requires a bit of research to find the correct home security solutions. The holiday period proves to be the perfect time to invest in these home security systems, as the Black Friday sale lets you avail yourself of multiple deals as per your budget. Here are some estimates of the home security deals you can expect in 2022 based on offers from last year’s shopping season. 10 Black Friday home security deals to anticipate Level Lock The Black Friday sale is expected to bring more than a $50 discount on the set of smart locks offered by this brand. These are simple to install on the doors you currently have in your home. The locks also come in an in-touch edition and are app-enabled, so auto-lock and unlock can be easily achieved. Abode People looking for a home security system that works well with Alexa, Home Kit, and Google Assistant can opt for this brand. Abode is expected to provide its iota Security Kit at a discount of $70, just like last year. Furthermore, the Abode Cam 2 supports easy usage both indoors and outdoors and is also expected to be available at a discount of more than $12. Ring Video Bell The video bell is one of the most useful and popular home security solutions that lets you keep a check on the people entering your home. The device offers 1080p video streaming as well as recording. It provides two-way audio and smooth amalgamation with the Alexa smart home network. The product is also expected to be available at a discount of $20 during the holiday sale. Arlo Pro 3 Indoor/Outdoor Floodlight Camera These cameras are among the top devices available for securing homes, providing exceptional lighting, high-resolution streaming, and video capture.

This Black Friday, save big on TVs. With the holiday season coming up, major online retailers will start offering TVs on sale for just about any budget. The deals cover everything, from small size 24-inch TVs to massive 75-inch, featuring all your favorite brands, such as Samsung, LG, and Sony. Rounded up below are some of the best Black Friday TV deals that were available last year and should be available this year too. 65-inch Insignia F30 4K UHD Smart Fire TV At Best Buy, you could get the Insignia F30 Series for $389.99 and save $180 on your purchase. This is a fantastic deal for those looking for a larger TV within their budget. This 4K Ultra HD supports Apple AirPlay and Alexa voice control. Samsung 65-inch Class TU7000 Crystal UHD 4K Smart TV Retailing at $549.99, Samsung’s 65-inch 4K Smart TV could be on sale for $499.99 at both the Samsung Store and Best Buy. The Crystal display delivers a naturally crisp and vivid picture enhancing your viewing experience. 65-inch LG NanoCell 99-Series LED 8K UHD Smart webOS TV A great option for people looking to buy an 8K TV is the 65-inch LG NanoCell 99-Series. This TV might be available at a massive price cut of $1200. Originally priced at $2999.99, you might be able to grab the LG NanoCell 8K at $1799.99 from Best Buy. 65-inch Sony Bravia XR A80K OLED 4K TV This 65-inch television retailing at $2299.99 could be on sale for $1799.99 at Sony and Best Buy. Powered by the intelligent Cognitive Processor XR, this television offers a perfect harmony of vision and sound. 58-inch Hisense Class 4K Roku Smart TV Walmart might offer the 58-inch Hisense 4K Roku Smart TV for $298 (MRP $338). The television features a gorgeous bezel-less design, and the 4K Ultra HD delivers a sharper and more colorful picture.

Tires are one of the crucial components of an automobile that demand your attention. The reason is apparent. They are the most exposed and hardworking parts regularly subjected to the ravages of weather. Using the right tires is crucial for sufficient grip on the road, and you cannot compromise. However, buying the right set is not easy. Here are a few things to keep in mind when purchasing new tires: Size of the tires A lot depends on the tire size you choose for your vehicle. When you finally visit a shop after deciding to get new tires, the first questions the dealer will ask you will be about your vehicle’s model, structure, and age. Based on that, you will be recommended different tire sizes. You can choose large tires that fill your car’s wheels well or smaller ones at an economical cost. Speed and load rating Irrespective of the size you choose, ensure the tires have the correct speed rating. It is a rating that indicates how much speed they can handle. Choose ones that can tolerate your vehicle’s designated highest speed. Also, check their load rating or whether the tires can absorb your vehicle’s weight. When doing so, account for the weight of cargo and maximum passengers. You will find the speed and load rating in the sidewalls of the tires. If not, go through the owner’s print. Capability The right speed and load ratings ensure the tires can handle the speed and weight of the car. But these ratings cannot determine whether the tires can bear the ravages of rough roads with ever-fluctuating weather conditions. For that, you must consider their capability. This involves checking the tires’ performance, longevity, and handling on different surfaces. Despite sharing the same round shape and rubbery material, not all are made equal.

A vacuum cleaner is a great companion since it makes home or office cleaning efficient. But, buying the right one is not easy with multiple choices in the market. So, if you understand various factors such as the need, convenience, area and nature of your residence, product features, etc., it’ll help heaps. You will make a cost-effective purchase, one that’ll sustain for long. Here is a list of the most popular vacuums in the country: Upright vacuum cleaner from Shark APEX  This one is a must as it is one of the best bagless cleaners that can clean carpets and floors with equal effectiveness. Also, it is sealed, implying that the dust retention power is better. Although, the sound levels are pretty low, but even in the absence of the bag, its capacity to filter out small particles is exceptional. The added advantage of this model is its easy-to-convert feature in a canister. This feature, along with its 30ft long cord, helps the cleaner reach out to shady nooks and corners, below the furniture, and other tricky spots or crevices. You will also love that the HEPA filter is washable, which means you have less stress of replacing it regularly. More so, it comes with a brush roll best suited for untangling your pet’s messy hair. Best features:   Washable HEPA Filter Upright-to-canister conversion with a button   Pet hair mess up can be cleaned with the brush roll   Lightweight at 16 lbs.   LG’s CordZero Jet 90 Stick Vacuum   This LG cordless stick appliance is empowered with a range of productivity tools that makes life immensely easy. Its sleek contours and additional battery stash make it handy and purposeful.  This device is a vacuum cleaner plus a power mop. It has two pads that can be dipped in water for a wet mop.

AirPods are known for their top-notch sound quality, easy portability, seamless connectivity to Apple devices, and hands-free convenience. These features make the wireless earphones a crowd favorite in the segment. Retailers recognize this demand and popularity and tend to offer frequent deals on various variants of the AirPods. So, some of the best offers can be found on top retail sites. Here are the best AirPods and deals to consider: AirPods (2nd Generation) Some of the top features of the AirPods 2nd Generation variant are an “automatically on, automatically connected” capability, easy setup for all Apple devices, ultra-quick access to Siri (all one has to do is say “Hey Siri”), and its lightning-quick and convenient charging speed.  1. Apple’s 2nd Generation Airpods come with a charging case that can be used with a lightning connector. The device is currently carrying discounts ranging from $20 to $30 on top e-commerce sites. AirPods (3rd generation) Some of the top features users can expect from the 3rd Generation AirPods include a special Personalized Spatial Audio that creates a true-blue surround-sound experience for users, offering an incredible movie- or TV-watching experience. Users also get foolproof sweat-resistant and water-resistant capabilities, a long battery life, and an adaptive equalizer in the earphones. The earphones also come with dynamic head tracking to help offer a more immersive listening experience for users. This model also comes with a longer battery life compared to its predecessors as well. What’s more? The Force Sensor in AirPods enables users to control their entertainment and end or answer calls without having to reach for their phones. Another incredible feature of this device is its sweat-resistant and water-resistant capabilities. 2. On multiple retail sites, users are likely to find discounts ranging from $10 to $20 on the Airpods 3rd Generation accompanied by a Lightning Charging Case.

A debit card is among the most preferred payment modes. It is more convenient to carry than cash and easier to use. Besides, debit cards do not add to the mounting credit card bills one has to sift through each month. It helps take money from the bank account and pay for the purchase without adding to the loan amount. However, to manage money wisely, there are certain mistakes to avoid when using debit cards. Repetitive ATM usage There are times when using cash is necessary. People are forced to go to the ATM in such cases. Sure, rushing to the ATM is a quick and easy fix, but people should not forget the charges being levied with every withdrawal. When using an ATM, the person’s bank as well as the ATM’s bank charges a fee, which can quickly add up if someone uses this facility frequently. A solution is to go to the bank instead of the ATM during such times. Withdrawing from the bank means no extra fees will be deducted from one’s account. Forgetting to check the balance When purchasing with a debit card, chances are the transaction will not reflect on the app or account activity immediately. This means the account holder needs to wait a few days before being able to verify their actual account balance. In the period of these four to five days, one stands a chance of their new payments bouncing if their previous purchase has left them with insufficient balance. Since it takes time to display the actual amount left, people can be lured into a false sense of security. Not only can this be jarring, but it can also cost the person in the form of fines. So, individuals should get into the habit of writing down their transactions and tallying the results to be sure of their current balance.